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Who We Are
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What We Do
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IRDAI Journal
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IRDAI Annual Reports
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The Consumer Affairs Booklet
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Indian Insurance Market
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News
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Survey
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Related Links
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Meet the Insurers
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Other Regulated Entities
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Why Buy Life Insurance
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What Life Insurance to Buy
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How to Buy Life insurance and From Whom
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You and Your Life Insurance Policy: FAQs
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Dos and Don'ts for Life Insurance
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General Advice for Life Insurance
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Why Buy Health Insurance
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What Health Insurance to Buy
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How to Buy Health Insurance and From Whom
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You and Your Health Insurance Policy: FAQs
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Dos and Don'ts for Health Insurance
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General Advice for Health Insurance
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Why Buy Motor Insurance
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What Motor Insurance to Buy
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How to Buy Motor Insurance and From Whom
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You and Your Motor Insurance Policy: FAQs
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Dos and Don'ts for Motor Insurance
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General Advice for Motor Insurance
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Why Buy Property Insurance
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What Property Insurance to Buy
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How to Buy Property Insurance and From Whom
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You and Your Property Insurance Policy: FAQs
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Dos and Don'ts for Property Insurance
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General Advice for Property Insurance
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Why Buy Travel Insurance
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What Travel Insurance to Buy
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How to Buy Travel Insurance and From Whom
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You and Your Travel Insurance Policy: FAQs
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Dos and Don'ts for Travel Insurance
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General Advice for Travel Insurance
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Buy With Care: Some Dos and Don'ts
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Know your Rights and Duties
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Be Alert!
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Senior Citizens
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Economically Vulnerable
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Safety Matters
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Hit and Run
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FAQs
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Available Products
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How To Make a Claim - Life
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How To Make a Claim - Health
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How To Make a Claim - Motor
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How To Make a Claim - Property
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How To Make a Claim - Travel
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How to make a complaint
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The Framework
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The Process
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Bima Bharosa Grievance Management System
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Ombudsman
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Free-Look Period
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Insurance Repository System
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Renewability of Health Insurance
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Portability of Health Insurance
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Group Insurance
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Unit Linked Products
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Policyholder Protection Committee
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Distance Marketing
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Rejection of Claims
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Pension Policies
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e-Insurance Policies
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Warnings and Penalties
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Servicing of Life Insurance Orphan Policies
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Modified Guidelines on Advertisements
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Motor Insurance - Partial Loss Claims
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Guidelines on Standardization in Health Insurance
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IRDAI Health Insurance Regulations - 2016
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Tying and Bundling in Insurance
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IRDAI Documentary Film
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Speech of Dr Yaga Venugopal Reddy, Chief Guest
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Report-Celebrations of Insurance Awareness Day-2015
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Pan India Insurance Quiz for Intermediaries
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IRDAI Annual Seminar 2013
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IRDAI Annual Seminar 2012
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IRDAI Annual Seminar 2011
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Print Ads
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Gallery
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TV Commercials
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Radio Jingles
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IRDAI Connects
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Jago Grahak Jago
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Consumer Bodies
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Report on Seminars 2013-14
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Insurance Research Grant Scheme
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Insurance Awareness Survey
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Ranjan's Discovery of Insurance Ombudsman
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Ranjan Brakes for Motor Insurance
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Ranjan Learns More About ULIP
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Ranjan Realises Honesty is the Best Policy
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Ranjan Understands 'Underinsurance'
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Ranjan Can Now Port His Health Policy
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Ranjan Learns About Freelook Period
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Ranjan Fills up The Proposal Form
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Ranjan Learns About Licensed Intermediaries
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Ranjan Learns About Surveyors
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Ranjan Gets Tech Savvy
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Ranjan Learns About Cashless Service
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Comic Book Animations
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Vernacular Comic Books
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Essay Competition
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Other Awareness Initiatives
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News Items or Important Information for the Customers
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EBooks
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Post Launch Survey Report of IRDAI's Insurance Awareness Campaigns(2010-2015)
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National Centre for Financial Education
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Quiz
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Survey is Available
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Insuring India by 2047- New Landscape for Insurance Sector
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KFD - Bharat Sookshma Suraksha Udyam
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KFD for Bharat Griha Raksha
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KFD- Bharat Laghu Udyam Surakhsa
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IRDAI Guidelines -Standard Insurance Products
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Standard Fire and Allied Perils Insurance Policy
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Standard Immediate Immunity
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Standard Personal Accident Insurance Product
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Standard Products- Health Insurance
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Standard Products-General Insurance
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Standard Products-Life
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Standard Vector Borne Disease Health Policy
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Global Money Week (GMW) 2021
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NCFE -Insurance Webinar
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Extension of Last Date-IRDAI Research Grant Scheme
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IRDAI Research Grant Scheme 2020-21
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Exposure Draft on IRDAI (Insurance Advertisements and Disclosure) Regulations 2020
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Spurious Calls and Fictitious offers
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Consolidated Regulations
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Covid Corner
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Life Insurance
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Health Insurance
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Motor Insurance
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Property Insurance
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Travel Insurance
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What is Health Insurance?
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What are the forms of Health Insurance available?
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Why is Health Insurance important?
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What kinds of Health Insurance plans are available?
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What is cashless facility?
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What are the tax benefits I get if I opt for Health Insurance?
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What are the factors that affect Health Insurance premium?
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What does a Health Insurance policy not cover?
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Is there any Waiting Period for claims under a policy?
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What is pre-existing condition in health insurance policy?
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If my policy is not renewed in time before expiry date, will I be denied for renewal?
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Can I transfer my policy from one insurance company to another without losing the renewal benefits?
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What happens to the policy coverage after a claim is filed?
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What is 'Any one illness’?
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What is the maximum number of claims allowed over a year?
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What is “health check” facility?
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What do you mean by Family Floater Policy?
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What should I look for before I decide to buy a policy?
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What is the importance of a proposal and the disclosures made therein?
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What are special medical reports required to be submitted in Life insurance?
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What is meant by Paid-up Value in Conventional Life Insurance Policy?
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How is Surrender Value calculated in Conventional Life Insurance Policy?
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How is the Loan on Policy calculated under Conventional Life Insurance Policies?
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What are the requirements to be submitted in case of a Maturity Claim?
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What is meant by settlement options?
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What documents are generally required to be submitted in case of death of life assured while the policy is in force?
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What Motor Insurance cover should I buy? Should I buy Comprehensive Insurance or Liability only Policy?
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How is the premium determined?
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What coverage limits meet my needs?
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Which policy should I purchase for my new Private Car or new Two-Wheeler?
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When should I renew the Bundled Policy?
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When should I approach Insurance company for renewal of my policy?
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What is Add-on Cover?
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What is "No Claim Bonus"?
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Will my No Claim Bonus (NCB) get ported if I want to change my insurance company?
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Are there discounts that will lower my premium?
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Is GST applicable and how much is it?
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What is deductible?
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What is the procedure for recording any changes in the policy?
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What is a Certificate of Insurance under Motor Vehicle Act?
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If I fit CNG or LPG kit to my vehicle, is it necessary to inform the Insurance Company?
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What are the documents to be kept in the vehicle while plying in public places?
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Can I transfer my insurance to the purchaser of my vehicle?
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Can I continue the insurance in the name of the previous owner even after the vehicle is transferred in RTO records in my name?
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I have lost the insurance policy. Can I get a duplicate one?
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What are the documents that are required to be submitted for a Motor Insurance claim?
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Is PUC Certificate mandatory for renewing the Motor Insurance policy?
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What are the requirements to purchase a property insurance policy?
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What are the different types of Property Insurance Policies?
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How does one fix the sum insured?
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What will be the cost of a fire insurance policy?
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How does one arrive at the value of assets in Dwellings or Offices or Industries?
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Why should I insure my Building? Fire can't possibly do any harm to the building.
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Can I ask for cancellation of policy mid-term? Will I get any premium refund?
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In case of loss, what are the obligations of the insured?
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If I insure for a higher value, will I get a higher claim amount?
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Can items like jewellery, ornaments and art works be covered by the general fire insurance policy?
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I have taken an insurance policy covering my building. My bank which has financed my business has also taken insurance separately. Both policies are in force covering same property. What happens in the event of a claim?
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What is the relevance of salvage?
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I want to cover my goods against transit risk. What policy do I take?
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Who has to arrange for Marine Cargo insurance-the buyer or the seller? Or do both need some protection?
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I need to cover my jewellery. What policy should I take?
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I want to cover my household goods against burglary when I am away. Can I get a burglary insurance policy?
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How do you define Small and Medium Enterprises (SME)?
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Why buy Property Insurance?
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As an SME, What property insurance can I buy?
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I am an exporter registered as SME and my overseas buyer requires me to have a Product Liability insurance cover? Can I get such covers in India?
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What is insurance on first loss basis? When can I take insurance on first loss basis?
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What is condition of Average?
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What is meant by Machinery Breakdown coverage under the policy?
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What can be covered under Electronic Equipment Insurance? Can I include my Lap Top under such insurance?
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What are the exclusions?
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What is a deductible?
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What are the standard fire products available in the market?
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What is Utmost Good Faith?
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What is meant by Insurable Interest?
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What is the difference between an Insurance Agent and an Insurance Broker?
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What is an ‘insured peril’?
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What is the meaning of Proximate Cause?
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Can an insured claim any amount from his insurer regardless of the extent of loss?
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What is the meaning of Deductibles?
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What is the meaning of Co-Insurance?
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Is the Insured responsible for Loss Minimisation?
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What are the Rules of the Insurance Ombudsman Scheme?
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What is a TPA and what are its functions?
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Why should I buy travel insurance?
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Can I extend the period of my travel insurance?
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Is there a minimum duration of period for purchase of travel insurance?
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Is a medical check -up required to purchase a travel insurance policy?
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Do I need prior approval of the insurance company before proceeding with medical treatment should the contingency arise?
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Who is a Third Party Administrator?
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Can I get a refund under my policy if I cut short my travel?
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Is my visa status relevant to obtain overseas travel insurance?
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How is Surrender value calculated in Unit Linked Policies?
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What is the method of arriving at NAV for surrenders, maturity claim, switch etc?
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What is a Unit Fund?
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What is a Unit?
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What Types of Funds do ULIP Offer?
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Are Investment Returns Guaranteed in a ULIP?
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What are the Charges, fees and deductions in a ULIP?
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What should one verify before signing the proposal?
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How much of the premium is used to purchase units?
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Can one seek refund of premiums if not satisfied with the policy, after purchasing it?
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What is Net Asset Value (NAV)?
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What is the benefit payable in the event of risk occurring during the term of the policy?
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What is the benefit payable on the maturity of the policy?
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Is it possible to invest additional contribution above the regular premium?
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Can one switch the investment fund after taking a ULIP policy?
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Can a partial encashment or withdrawal be made?
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What happens if payment of premiums is discontinued?
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What information related to investments is provided by the Insurer to the policyholder?
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VIEW ALL
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Buying Insurance
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Making a Claim
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Consumer Complaints
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Protecting you
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Creating Awareness
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Feedback
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Contact Us
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Disclaimer
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